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Crypto & Inheritance: How can you ensure your Bitcoins aren't lost?

Crypto & Inheritance: How can you ensure your Bitcoins aren't lost?

By:

Léon van Leeuwen

Last updated:

November 7, 2025

You understand the essence of crypto: not your keys, not your coins. You are your own bank. You are the only person on earth who has access to your wallet.

This is a powerful feeling of ownership. But it also creates an existential risk for your legacy.

If you are the only one with the private keys or the seed phrase, and something happens to you, then your crypto portfolio—whether it's €100 or €100,000—will be lost forever. It won't be inherited. It will simply be inaccessible. For your heirs, it no longer exists.

Securing your crypto legacy may be the most challenging, yet the most critical task. How do you provide access to something that's designed not to be shared?

man pondering about crypto inheritance
man pondering about crypto inheritance
man pondering about crypto inheritance

The core issue: Passwords vs. ownership

In a normal bank account, your heirs can take over the account with a death certificate and a will. With crypto, that's not how it works.

  • A password (from an exchange like Bitvavo or Coinbase) provides access.

  • A private key / seed phrase (from a hardware wallet like Ledger or Trezor) is the ownership itself.

Safely sharing this information is the only way to pass on your crypto legacy.

The dangerous methods you should avoid

The internet is full of 'smart' ideas that are downright dangerous:

  1. An email to your partner: This is just reckless. Email accounts are the most hacked accounts you have. Once someone breaks into your email, your crypto is gone long before you're gone.

  2. A notebook in a drawer: The same problem as with your passwords. It's vulnerable to fire, theft, or simply getting lost.

These methods fail because they ignore the fundamental rule of crypto: security.

The only safe solution: Zero-Knowledge encryption

You need a method that’s as secure as your crypto philosophy itself. The only way to store and share a private key or seed phrase securely is through end-to-end, zero-knowledge encryption.

This is the essence of Veault: Privacy and security.

What is Zero-Knowledge?

Simply put, it means we cannot read your data. Even if we wanted to.

  1. You type your secret seed phrase into Veault.

  2. This data is encrypted on your computer with your master password.

  3. Only the unreadable, encrypted data is sent to our servers.

We don't have your master password. We don't have the key. We only store the digital safe, which only you know the combination to.

How do you manage your crypto legacy with Veault?

  1. Guided Inventory (Pillar 1): Our guided process asks you about crypto. We provide a special, secure field to note down your assets.

  2. Store the Keys (Pillar 2): You create an item in your vault, for example, "Ledger Nano X". In the secure note field, you store the 24-word seed phrase.

  3. Add Vital Context: This is crucial. A seed phrase alone is useless if your heirs don’t know what to do with it. You add instructions:

  • "This is the 24-word recovery phrase for my Ledger hardware wallet. This wallet contains my Bitcoin and Ethereum assets. Contact [Name of tech-savvy friend] to help you transfer this safely. The wallet itself is in the office safe. NEVER try this yourself if you don't know what you're doing."

  1. Appoint your Trusted Person: You appoint one person (e.g., your partner) who gets access to your vault. They are the only ones who can decrypt this information with their own key after you’ve passed away.

Conclusion: Secure your crypto inheritance

Don’t let your investment evaporate. Passing on crypto requires a plan as robust as the blockchain itself.

Your crypto portfolio is an important part of your assets. Make sure it doesn't turn into a digital ghost story.

Curious about other things you shouldn’t overlook while planning your digital legacy? Check out our digital legacy checklist.

This article is written by

Léon van Leeuwen

As the founder of Veault and an expert in digital security, Léon is dedicated to turning the complex challenge of digital legacy into a remarkably simple, accessible, and completely secure platform.

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